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Knowledge · Basics on GiroCode & SEPA-QR

Knowledge about GiroCode & SEPA-QR

In this section you'll find clear, practical explanations about GiroCodes (SEPA-QR / EPC), the technical standard behind them, IBAN & BIC, amounts and payment references, invoices and banking apps.

What is a GiroCode?

Basics, how it works and advantages of the SEPA-QR / EPC standard.

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EPC standard & SEPA-QR

Technical structure of the EPC payload explained in detail.

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IBAN & BIC in GiroCode

Which details are mandatory, how to validate the IBAN and what is optional.

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Amount & payment reference

How to enter amount and payment reference correctly in GiroCode.

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GiroCode on invoices

How to integrate a GiroCode into invoices in a compliant way.

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Banking apps with GiroCode

Overview of banking apps that support SEPA-QR / GiroCodes, plus practical tips.

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Scanning a GiroCode

Step-by-step guide to scanning and checking GiroCodes with your banking app.

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