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Practice · Banking apps with GiroCode

Banking apps that support GiroCodes – overview

Many modern banking apps can scan SEPA‑QR / GiroCodes and create a transfer from them. Here you'll find an overview and practical tips for scanning.

Which apps support SEPA‑QR / GiroCode?

Support for GiroCodes is not a legal requirement but a convenience feature that banks can offer. Many major banks and direct banks now include a QR scanner in their apps, for example:

  • Sparkassen apps
  • Volks‑ and Raiffeisenbank apps
  • ING banking app
  • DKB banking app
  • Comdirect banking app
  • Deutsche Bank banking app
  • N26
  • Consorsbank

This list is not exhaustive. Many smaller banks and specialised finance apps also include QR scanners, although the feature might have different names in the user interface.

How to scan a GiroCode in the banking app

The exact steps differ between apps, but the pattern is usually the same:

  1. Open your banking app and log in if necessary.
  2. Navigate to the “Transfer” or “Payments” section.
  3. Look for a button such as “Scan GiroCode”, “Scan QR code” or a camera icon.
  4. Point the camera at the GiroCode on the invoice or on your screen.
  5. Check the automatically filled in data and confirm the payment with TAN or biometrics.

Many apps also allow you to scan a QR code directly from a screenshot or PDF, which is especially convenient for invoices you receive by email.

What if the app has no QR scanner?

If your banking app has no built‑in GiroCode scanner, you still have options:

  • Check whether your bank offers an alternative app or a separate module for QR payments.
  • Switch to a different official app of your bank, if multiple versions exist.
  • Copy the data from the GiroCode generator and paste it into your online banking formmanually.

Note that third‑party QR scanner apps can usually display the EPC text but often cannot pass it directly to your banking app.

Important note

Each bank decides itself whether and how it supports GiroCodes. Features can change over time. If you are unsure whether your bank supports SEPA‑QR / GiroCode, check:

  • the help or FAQ pages of your bank,
  • the app description in the App Store / Play Store,
  • or contact customer support briefly.

Our generator creates GiroCodes strictly according to the EPC standard and is technically compatible. Actual support, however, depends on your specific banking app.

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