How does a QR Code for bank transfers work?
- Create QR Code: Enter IBAN, recipient name, optionally amount and payment reference
- Share or print: Place QR code on invoice, email or website
- Scan & transfer: Recipient scans with banking app → transfer is automatically filled in
What is a bank transfer QR Code used for?
- Freelancers: On invoices for faster payment
- Clubs: For membership fees and donations
- Tradespeople: On invoices on site
- Private individuals: For payments between each other
- Charities: On flyers and posters
Advantages over manual IBAN entry
- No typos in the IBAN
- Amount is automatically entered
- Payment reference correctly transferred
- Faster: approx. 10 seconds instead of 2 minutes
FAQ
How do I create a QR Code for a bank transfer?
Open the GiroCode generator, enter IBAN and name, optionally add amount and payment reference, download the QR code.
Which app do I need to scan a bank transfer QR Code?
Any German banking app: Sparkasse, ING, DKB, Volksbank, Commerzbank, Deutsche Bank, N26 and more.
Is a QR Code for bank transfers free?
Creating: Yes, free. Transferring: normal bank transfer fees (usually free for private customers).
Can I use a QR Code for recurring transfers?
Yes, if amount and payment reference are always the same (e.g. monthly club membership fee).