EPC QR Codes for UK Businesses
UK businesses with EUR accounts can use EPC QR codes to receive SEPA payments from European customers. Scanning pre-fills IBAN, amount and reference in the payer's banking app – reducing errors and speeding up payment.
UK Banks Supporting SEPA Payments
Barclays
Barclays Mobile Banking
HSBC
HSBC UK Mobile Banking
Lloyds Bank
Lloyds Bank Mobile Banking
NatWest
NatWest Mobile Banking
How to Create a UK EPC QR Code
- Enter your GB IBAN and business name – Use your EUR-denominated UK IBAN (starting with GB, 22 characters).
- Add amount and reference – Enter the invoice amount in EUR and payment reference.
- Download and add to invoice – Generate the QR code and place it on your invoice PDF.
FAQ – EPC QR Codes in the UK
Can UK businesses use EPC QR codes?
Yes. UK businesses with EUR SEPA accounts can create and use EPC QR codes for receiving European payments.
Does the UK still support SEPA payments in 2026?
Yes. The United Kingdom remains part of the SEPA network for EUR credit transfers in 2026.
What is the UK IBAN format?
UK IBANs start with GB, followed by 2 check digits and 18 alphanumeric characters. Total length: 22 characters.
Do UK banking apps scan EPC QR codes?
Major UK banking apps including Barclays, HSBC, Lloyds and NatWest support SEPA QR scanning for EUR transfers.