Freelancers · Self-Employed · SEPA

EPC QR Code for Freelancers – Faster Payments

💡 Short Answer

Freelancers add EPC QR codes to invoices so clients can pay by scanning with their banking app. IBAN, amount and payment reference are pre-filled automatically – eliminating typos, late payments and chasing reminders.

10 sec.

Client payment time

0 €

Fees for you and client

EPC069-12

Official standard

100%

Local – no data sharing

The Freelancer Payment Problem

Every freelancer knows the frustration: the work is done, the invoice is sent – but payment takes weeks. Three common pain points cost freelancers time and money:

Clients mistype your IBAN

Manual IBAN entry leads to failed transfers. You wait, investigate, and resend payment details – wasting hours on admin.

Payments arrive late

Entering transfer details feels like effort. Clients postpone payment until "later" – and you end up sending reminders.

Wrong payment references

Without the correct invoice number in the reference field, you cannot match payments to invoices in your accounting.

The Solution: EPC QR Code on Every Invoice

An EPC QR code on your invoice solves all three problems at once. Your client opens their banking app, scans the QR code, and the transfer form is pre-filled with your IBAN, the exact invoice amount and the invoice number as payment reference. They verify and confirm – payment done in under 10 seconds.

EPC QR codes work across all 36 SEPA countries. Whether your client uses ING, Sparkasse, Revolut or any other SEPA banking app – the QR code works. No subscription, no integration, no transaction fees.

Professional Invoices with Embedded QR Code

Use our free invoice PDF generator to create professional invoices with an embedded EPC QR code in the bottom-right corner. Enter your details once, generate the PDF, and send it to your client by email. They pay immediately – no more waiting weeks for bank transfers.

Get Paid Faster in 3 Steps

  1. Enter your IBAN and invoice details

    Open the generator and enter your IBAN, name, invoice amount and invoice number as payment reference.

  2. Generate EPC QR code or invoice PDF

    Create the QR code as PNG or use the invoice PDF feature for a ready-to-send professional invoice with embedded code.

  3. Send to your client and get paid

    Email the invoice PDF. Your client scans the QR code with their banking app and pays in seconds – no IBAN typos, no delays.

Frequently Asked Questions

Do EPC QR codes work for international freelancer clients?

EPC QR codes work across all 36 SEPA countries. Clients in Germany, Austria, Belgium, Netherlands, France, Spain and all other SEPA members can scan and pay.

Is the EPC QR code generator free for freelancers?

Yes, completely free. No registration, no subscription, no per-transaction fees. All processing happens locally in your browser.

Can I include the invoice number in the EPC QR code?

Yes. Enter your invoice number in the payment reference field. It will be pre-filled when your client scans the QR code, making payment reconciliation easy.

Does my client need a special app to scan the QR code?

No. Any SEPA-capable banking app supports EPC QR code scanning – Sparkasse, ING, N26, Revolut, George and hundreds of others.