EPC QR Codes in Austria (Stuzza QR)
In Austria, the EPC QR code is marketed under the name Stuzza QR code, named after STUZZA (Stabilisierungs- und Structurierungsfonds für den Zahlungsverkehr in Österreich) – the Austrian payment standards organization. Despite the different name, Stuzza QR codes follow the exact same EPC069-12 standard as GiroCodes in Germany and EPC QR codes in Belgium and the Netherlands.
Austrian businesses, freelancers and associations use Stuzza QR codes on invoices, donation pages and event materials. When scanned with an Austrian banking app, the transfer form is pre-filled with IBAN, recipient name, amount and payment reference.
Austrian IBAN Format
Austrian IBANs start with AT, followed by a two-digit check number and sixteen digits. The full Austrian IBAN has 20 characters (e.g. AT611904300234573201).
Which Austrian Banking Apps Support Stuzza QR Codes?
All major Austrian banks support Stuzza QR / EPC QR scanning: George (Erste Bank), ELBA (Raiffeisen), BAWAG Mobile, and Volksbank AT. The QR code works identically across all apps – only the brand name differs.
Austrian Banks Supporting Stuzza QR Codes
Erste Bank
George
Raiffeisen
ELBA
BAWAG
BAWAG Mobile
Volksbank AT
Volksbank Mobile
How to Create an Austrian Stuzza QR Code
- Enter your Austrian IBAN and name – Open the free generator and enter your Austrian IBAN (starting with AT) and the recipient name as registered with your bank.
- Add amount and payment reference – Optionally enter the amount in EUR and a payment reference such as "Rechnung 2026-001". Both fields can be left blank.
- Generate and add to your invoice – Create the Stuzza QR / EPC QR code instantly. Add it to your invoice PDF or print it. Austrian payers scan it with George, ELBA or BAWAG Mobile.
FAQ – Stuzza QR Codes in Austria
Is Stuzza QR the same as EPC QR code?
Yes. Stuzza QR is the Austrian brand name for the EPC069-12 standard. It produces identical QR codes to GiroCode (Germany) and EPC QR codes (Belgium, Netherlands).
What is the Austrian IBAN format?
Austrian IBANs start with AT, followed by 2 check digits and 16 digits. Total length: 20 characters, e.g. AT611904300234573201.
Do Austrian banking apps support Stuzza QR codes?
Yes. George (Erste Bank), ELBA (Raiffeisen), BAWAG Mobile and Volksbank AT all support scanning Stuzza QR / EPC QR codes for SEPA credit transfers.
Can I use a Stuzza QR code on Austrian invoices?
Yes. Stuzza QR codes are standard on Austrian invoices. Place the QR code in the bottom-right corner at minimum 2×2 cm for reliable scanning.